For Cardholders:

  • Account opening in two days, upon reception of complete documentation.
  • Customer Service in 16 languages available 24/7.
  • Digipass device. Authenticates client with Digital signature before transactions.
  • No personal presence required for account opening.
  • Low cost one-time account opening fee.
  • Everyone Qualifies- Because it is “Prepaid”, un-banked and banked consumers of most countries in the world can qualify for the International Debit Card.
  • Instant Issuance- The International Debit Card can be instantly issued.
  • Cardholder name is optional.

With PayHighRisk International Debit Card, users are able to:-

  • Transfer money from any bank or financial institution into the Debit Card Account.
  • Transfer money from Debit Card Account to any other Bank Account (Wire Transfer).
  • Withdraw money from over 1,800,000 ATM’s worldwide.
  • Purchase products & services from over 32million commercial outlets worldwide and anywhere the Maestro/Cirrus logo is displayed.
  • Perform online transactions (e-commerce).
  • Perform POS purchases.
  • Perform Signature based purchases.
  • Can be used for over the phone transactions/purchases.
  • Access online banking facilities.


Virtual Cards

Payout Cards

Enquiry Form

Pre-paid Card

Maestro/Cirrus Card

This check card can be utilized worldwide at more than 1.8 million ATM money machines and at more than 32 million business outlets worldwide and anyplace the Maestro/Cirrus logo is shown.

MasterCard Debit Card

This card has every one of the highlights of a Mastercard yet with a no pre-set spending limit: the sum you can spend is constrained just by your record adjust, despite the fact that we do have a day by day confine for your security. It is acknowledged at all areas worldwide where the MasterCard logo is shown (ATM and POS alike), and in addition for web shopping and for pre-approvals, for example, for lodgings or auto rentals.

USD and EUR Maestro/CirrusUSD and EUR MasterCard
Where can I use it?WorldwideWorldwide
Is it linked to customer account?
Does it allow ATM withdrawal?
Can I use it for POS purchase?
Can I use MasterCard Global Services?×
Can I shop through the Internet?×
Can I shop by Mail or Phone?×
Reservation / Pre-authorizations?×
What is my POS daily spending limit?2000 USD or EUR25000 USD or EUR
Can I use my pin?
Can I use my signature?×

Topping Up

Topping up your iPayDNA International Debit Card is a quick and easy process. You can transfer money into your debit card account from banks across 141 countries.


To protect you our debit cards are not embossed, but engraved. This means they cannot be used with non-electronic manual card swipe machines, These machines are often a source of card fraud.


The iPayDNA Digipass is a pocket-sized device which provides an authentication code and an electronic signature that allows for secure customer identification and access to our Internet Banking System.