NON-CARD PAYMENT CHANNELS

1.Worldwide

Inpay, Denmark

Mastercard handling administration is one of the first things that online merchants look for while selecting an online payment gateway. By connecting with payhighrisk be rest assured that no one handles Mastercard handling services in the way we do.

We have tie ups with multiple banking partners, which offers you payment through various options such as debit card, credit card and other non card payment channels.

Providing your customers with a wide range of payment options will help build customer relationship and will also boost overall customer base and customer loyalty.

Besides being an advanced technology payment gateway, our processing system is the most secured and reliable platform for online businesses to carry out their monetary transactions.

EU Population: 501,064,211

Internet Users: 337,779,000

2.North & South America

American Check (ACH), United States

Mastercard handling administration is one of the first things that online merchants look for while selecting an online payment gateway. By connecting with payhighrisk be rest assured that no one handles Mastercard handling services in the way we do.

We have tie ups with multiple banking partners, which offers you payment through various options such as debit card, credit card and other non card payment channels.

Providing your customers with a wide range of payment options will help build customer relationship and will also boost overall customer base and customer loyalty.

Besides being an advanced technology payment gateway, our processing system is the most secured and reliable platform for online businesses to carry out their monetary transactions.

United States Population: 309,527,000

Internet Users: 234,372,000

3.Europe

 

PostFinance, Switzerland

PostFinance is a financial services company that was established in the year 1906. The CEO of the organization is Hansruedi Kong. The headquarters of the organization are located in Bern, Switzerland. Postfinance is one of the highest ranked and most popular online payment options in Switzerland. It is the fifth largest retail financial institute in Switzerland with a whopping 3.5 million potential banking users.

Switzerland Population: 7,866,500

Internet Users: 5,739,000

EPS e-payment, Austria

EPS E payment is an online transfer system developed jointly by the Austrian banks and the Government. It is backed with more than 2 million online banking customers. It provides safe and secure online payments to millions with tie ups with all the Austrian supported banks. It offers the customers an easy internet banking system without disclosing their account number.

Austria Population: 8,356,707

Internet Users: 5,936,700

Teleingreso, Spain

Teleingreso is a payment option that enables Spanish customers to make payments online through various offline payment methods. The users can make the payments in more than 3000 ATM machines, 2000 post offices and 300 retail outlets throughout Spain.

How does it work?
When a customer purchases any product or service online, they are asked to choose the payment method that they would like to go for. If they choose Teleingreso as a payment method, then automatically and immediately a 9 digit transaction code is generated. The transaction is kept pending until the customer makes the payment. Once the customer makes the payment, a notification is sent to the merchant who then sends a confirmation mail to the customer.

Spain Population: 46,030,109

Internet Users: 29,094,000

Europe Debit Network (Sofortüberweisung), Germany

Sofortuberweisung is a real time secured online payment method that was developed by direct banking. It was founded in the year 2005 and its headquarters are located in Munich, Germany. It operates in Germany, Austria, Switzerland, Netherlands, UK and Belgium. It is one of the most user friendly payment methods as it is simple and fast. Another great feature that makes this payment method so special is the fact that one can carry out online transactions without exposing their card details.

Germany Population: 81,757,600

Internet Users: 61,973,100

Giropay, Germany

Giropay is an internet payment system that is based on online banking. The company was founded in February 2006. Its headquarters are located in Germany. It is the payment method that allows customers to conduct transactions online using direct online transfers from their respective bank account. Giropay was created by Postbank. It is currently backed with 17 million online banking customers.

Germany Population: 81,757,600

Internet Users: 61,973,100

iDEAL, The Netherlands

iDeal is an e-commerce payment system that is based on online banking. It was established in the year 2005, with its headquarters located in the Netherlands. It enables the customers to carry out transactions on the internet through direct online transfers from their respective bank account. The customer has approximately 5 million users who have processed 45.4 million in 2009.

The Netherlands Population: 16,617,975

Internet Users: 14,304,600

Przelewy24, Poland

Przelewy24 provides an instant online bank transfer service, which has tie up with over 30 banks, with over 95% of polish enabled internet banking customers. It enables customers to transfer funds directly to merchants from their bank accounts. With the help of online banking authentication it produces a real time notification with every deposit.

Poland Population: 38,186,860

Internet Users: 22,451,000

Fasterpay, United Kingdom

Fasterpay is a UK based banking system that was initiated with the motive to reduce payment times between different bank customer accounts that operated only within working hours and working days. Fasterpay helps you make the payments within a matter of few seconds. It was the first online bank transfer payment service covering UK, Vales, Scotland and Northern Ireland. Fasterpay framework works with 13 leading banks in UK with more than 22 million consumers online.

United Kingdom Population: 62,008,048

Internet Users: 51,442,000

4.Asia Pacific

 

Maybank2U, Malaysia

Maybank2U is Malaysia’s largest financial services group and leading banking group in South East Asia. Maybank2U has its headquarters established in Malaysia. It is the largest bank in Malaysia with over 460 offices in 14 countries which includes 374 domestic branches and 90 International branches. Maybank2U is an online debit card solution that functions on the basis of a onetime PIN authentication.

Malaysia Population: 28,310,000

Malaysia Users: 16,902,600

SecurEFT, Australia

SecurEFT is a great option for people who like to shop online. It is an online automated transaction facility for consumers in Australia. It allows the customers to directly transfer funds from their personal internet banking account to the Merchant’s accounts. This payment framework eliminates the 3 days waiting period for bank transfer. It also does not have any attached hidden charges.

Australia Population: 22,387,947

Internet Users: 17,033,826

CIMB Clicks, Malaysia

CIMB Clicks is an online financial, banking and service portal that is designed to exclusively cater to the needs of CIMB customers in Malaysia. The service is accessible to all CIMB Bank ATM’s and Credit Cardholders.

Malaysia Population: 28,310,000

Malaysia Users: 16,902,600

POLi, Australia

POLI, Australia is an online payment framework that enables customers to make online payments for the goods and services that they require. The customer can make the payments through their internet banking with the help of their personal account. The payment amount is immediately deducted from the customer’s account and transferred to the merchant account without the usual 3 days transfer. The service is hugely preferred by Merchants and Consumers operating from Australia, New Zealand and the United Kingdom. It is great for people who do not have credit cards or for people who refrain from using their credit card while shopping online.

Australia Population: 22,387,947

Internet Users: 17,033,826

5.Middle East

Middle East Debit Network
The Middle East Debit Network provides an online payment processing platform for merchants that help them cover Middle East customers who want to purchase products and services online. The payment framework helps online merchants extend their services to Middle East customers. It helps merchants access Middle East local debit or e-wallet payment systems by expanding their targeted market and online business exposure.

Middle East Population: 212,336,924

Internet Users: 63,240,946