Inpay, Denmark

Established in 2007, Inpay is an option web based business installment arrangement claimed by Danish venture organization, NetGroup A/s. Arrangement gave by Inpay empowers clients/customers to pay dealers through web based saving money as opposed to utilizing their charge card. Adding Inpay to your current installment choices will enable you to acknowledge more clients without danger of credit to card extortion or chargebacks and the expenses are altogether lower contrasted with Mastercards. A la mode, Inpay is incorporated specifically with more than 40 banks in 25 nations (generally EU nations), focusing more than 600 million online bank clients around the world.

EU Population: 501,064,211

Internet Users: 337,779,000

2.North & South America

American Check (ACH), United States

Automated Clearing House (ACH) is an electronic system for budgetary exchanges in the United States. ACH forms expansive volumes of credit and charge exchanges in bunches. ACH credit exchanges incorporate direct store finance and seller installments while ACH coordinate charge exchanges incorporate customer installments on protection premiums, contract advances, and different sorts of bills. In 2002, this system prepared an expected 8.05 billion ACH exchanges with an aggregate estimation of $21.7 trillion

United States Population: 309,527,000

Internet Users: 234,372,000



Teleingreso, Spain

It is a common and fast growing cash collection payment system in Spain where you can pay in cash for your online purchases. Currently, user can pay in more than 3,000 ATM machines, 2,000 post offices and 300 retail outlets throughout Spain.

Spain Population: 46,030,109

Internet Users: 29,094,000

Giropay, Germany

Giropay is a simple, fast and secure online payment method based upon online banking. It was created by Postbank, Sparkassen-Finanzgruppe and Volksbanken-Raiffeisenbanken. Currently, 17 million online banking customers use Giropay in Germany and more than 35 million banking customer expected to be able to utilize this method.

Germany Population: 81,757,600

Internet Users: 61,973,100

iDEAL, The Netherlands

iDEAL is an Internet payment method in The Netherlands, based on online banking. Owned and Introduced in 2005 by Dutch Ornaziation Currence, this payment method allows customers to buy securely on the Internet using direct online transfers from their bank account. Currently, there are over 5 million users of iDEAL and they had processed 45.4 million in 2009.

The Netherlands Population: 16,617,975

Internet Users: 14,304,600

Europe Debit Network (Sofortüberweisung), Germany

Sofortüberweisung or also known as Payment-Network AG, is a real-time secured online payment method developed by Directebanking. It currently supports Germany, Switzerland, Austria, Netherlands, United Kingdom, and Belgium. Many users in those countries prefer Sofortüberweisung due to its simplicity, fast and convenient system which allows users of the service to shop online, and do online transactions without exposing their card details.

Germany Population: 81,757,600

Internet Users: 61,973,100

Przelewy24, Poland

Also known as pschelewe24, it is a real time, secure and fast online bank transfer service linked to over 30 banks (including 19 major banks in Poland) with more than 95% of Polish enabled online banking customers. It uses online bank authentication to produce a real-time notification of every deposit.

Poland Population: 38,186,860

Internet Users: 22,451,000

Fasterpay, United Kingdom

Introduced in England, Fasterpay is the first online bank transfer payment service covering United Kingdom, Wales, Scotland and Northern Ireland. Fasterpay system is compatible with 13 of the leading banks in the United Kindom with more than 22 million consumers online currently.

United Kingdom Population: 62,008,048

Internet Users: 51,442,000

PostFinance, Switzerland

Founded in 1906 by Swiss Post, it is the fifth largest retail financial institution in Switzerland. PostFinance is the most popular online payment option with high reputation in Switzerland. More than 3.5 million potential banking users can be reached via this payment method.

Switzerland Population: 7,866,500

Internet Users: 5,739,000

EPS e-payment, Austria

Eps e-payment is a new payment method standard in Austria with more than 2 million online banking customers. E-payment interfaces into the online payment systems of Austrian Banks for guaranteed payments. In addition, it allows the customer to pay in his familiar internet banking environment without disclosure of his account number.

Austria Population: 8,356,707

Internet Users: 5,936,700

4.Asia Pacific


SecurEFT, Australia

SecurEFT is an online automated transaction facility for consumers in Australia. It allows you to securely transfer funds directly into the Merchants account from your personal internet banking facility. With no 3-day waiting period for bank transfer and no hidden charges, SecurEFT is a good alternative for people without credit cards but prefer to shop online.

Australia Population: 22,387,947

Internet Users: 17,033,826

POLi, Australia

POLi is an online payment system that is used by merchants and consumers in Australia, New Zealand and the United Kingdom. POLi allows people to use their internet banking facility to safely pay for goods and services purchased online in an instant since payments will be taken directly from their bank accounts, allowing merchants to immediately dispatch the order to the consumer instantly when they see that payments are on the way. It is a great alternative for people without credit cards or for those who have them, but would prefer not to use them to shop online.

Australia Population: 22,387,947

Internet Users: 17,033,826

CIMB Clicks, Malaysia

CIMB Clicks (formerly known as channel-e) are the Internet financial banking and services portal accessible to all CIMB Bank’s ATM and credit Cardholders, operated by CIMB Malaysia Berhad. CIMB clicks specifically cater to the needs of consumer banking clients in Malaysia.

Malaysia Population: 28,310,000

Malaysia Users: 16,902,600

Maybank2U, Malaysia

Maybank2U is an online debit card solution based on one time PIN authentication.  Maybank ranked 153 among the world’s top 1000 banks and is the largest bank in Malaysia, with over 450 offices in 14 countries, 374 domestic branches and 90 international branches.

Malaysia Population: 28,310,000

Malaysia Users: 16,902,600

5.Middle East

Middle East Debit Network
Middle East Debit Network is iPayDNA’s newest solution to provide e-commerce payment processing platform for merchants to start targeting Middle East online customers. By adding this solution to your existing payment options, it will help you to access Middle East local debit or e-wallet payment systems thus indirectly expanding your target market and online business exposure. Currently, we’ve integrated to 6 major networks, targeting over 60 million online bank users in 23 countries under Middle East region.

Middle East Population: 212,336,924

Internet Users: 63,240,946